Caramel Bars

Crust:
1 cup quick oats
1 cup packed brown sugar
1 cup flour
3/4 cup butter or stick margarine
1/2 tsp. baking powder
1/4 tsp. salt

Filling:
1 14 oz. pkg. caramels
1/3 cup milk
1 cup chocolate chips

Combine all crust ingredients. Sprinkle 1 1/2 cups of mixture into a greased 9 x 13 pan. Bake at 350 degrees for 10 minutes. In a double boiler, over boiling water, cook 14 oz. package of caramels with 1/3 cup milk until melted. Pour caramel mixture over crumb mixture & sprinkle with 1 cup chocolate chips. Sprinkle remaining crumb mixture over top. Bake for 10 more minutes. Let cool & refrigerate.